Below is a list of our products
and services for individuals:

Checking accounts
Savings Accounts
Health Savings Accounts
Direct Deposit (no charge for direct deposits to your accounts at Santa Cruz County Bank such as payroll checks, Social Security or Retirement payments).
Automatic Savings
Overdraft Protection
Online Banking
Online Bill Payment
Individual Retirement Accounts
ATM & Debit Cards
Credit Cards with Mileage Point program available
Certificates of Deposit
Money Market Accounts
Children's Savings Accounts
Cashier's Checks
Wire Transfers
Notary Service
Periodic Account Statements
Combined Account Statements upon request
Competitive Interest Rates on interest bearing accounts
Safe Deposit Boxes

Click here for information on business banking.

Santa Cruz County Bank offers a wide variety of checking, savings, money market, certificates of deposit, IRA's and other services to meet your financial needs and savings goals. All of our accounts give you the option of maintaining minimum or average balances or utilizing direct deposit services in order to waive a monthly service fee.

With so many choices, you are certain to find the best accounts to suit your personal preferences and your lifestyle. If you are uncertain as to what solution best suits your needs, we are here to help. Our professional and experienced financial representatives are trained to assist you to help find the best products to suit your needs.

Compare checking and savings accounts.

Santa Cruz County Bank checking accounts include the following:

Free My County Connection online banking - unlimited access to your accounts anytime through a secure internet connection.
Free My County BillPay - unlimited payments with absolutely no fee!
Free My County CashCard - a convenient debit card to allow easy access to funds, make deposits at Santa Cruz County Bank ATMs and pay for services anywhere MasterCard is accepted.
Free My County Telebank - unlimited 24/7 telephone access to account information.
Free Periodic Account Statements delivered to you with images of cleared checks
Free ATM card - make deposits, transfers between accounts and withdraw cash through a wide network of ATM's.
Free Automatic Transfers between accounts
Free use of Santa Cruz County Bank ATMs for cash withdrawals. Santa Cruz County Bank does not charge its clients for use of another bank's ATM; however, other banks may charge a fee for transactions at their ATMs.
No Charge for Direct Deposits made into your account such as payroll checks, social security or pension payments.
FDIC coverage

Please contact us for a more details about our accounts and competitive interest rates, or to set a time to come in and open an account at any of our many convenient locations throughout the County.