Personal Checking Account Comparison
Below is a comparison of checking accounts we offer. All Santa Cruz County Bank Checking Accounts include the following services:
- Free My County Connection Online Banking - unlimited 24/7 access to your account information via the internet.
- Free My County BillPay
- Free My County TeleBank - unlimited 24/7 telephone access to your account information
- Free My County CashCard - our Mastercard debit card
- Free use of Santa Cruz County Bank ATMs
- No charge for direct deposits made into your account such as payroll checks, social security or pension payments.
- First monthly service charge fee waiver
PERSONAL CHECKING ACCOUNTS: |
SANDPIPER Simple Checking |
SEACLIFF Standard Checking |
SUNSET SUPREME Interest Checking |
PAJARO PREMIER Interest Checking |
|---|---|---|---|---|
| Minimum opening balance | $100 | $100 | $500 | $1,000 |
| Monthly Fee1 | $5.00 waived with direct deposit |
$10.00 waived with direct deposit |
$12.00 waived for individuals 60 years and older |
$14.00 |
| Minimum Daily Balance to avoid monthly fee | not applicable | $1000 | $3000 | $5000 |
| Fee waived with combined average monthly deposit balance on a combined statement | not applicable | $5000 | $10,000 | $15,000 |
| Maximum # of checks written per month with no extra charge | 10 | unlimited | unlimited | unlimited |
| Per check charge over maximum | $0.50 | not applicable | not applicable | not applicable |
| Deposits per month | unlimited | unlimited | unlimited | unlimited |
| ATM Fees2 | waived | waived | waived | waived |
| Check orders | no waiver or discount |
first order of 150 checks free with direct deposit3 | first order of 150 checks free with direct deposit3 | free3 |
| Combined Statement Available | yes | yes | yes | yes |
| Interest | not applicable | not applicable | Interest earned on tiered daily balance |
Interest earned on tiered daily balance |
| FREE | FREE | FREE | FREE | |
| My County Connection | FREE | FREE | FREE | FREE |
| My County TeleBank | FREE | FREE | FREE | FREE |
| My County BillPay | FREE | FREE | FREE | FREE |
1 First monthly service charge fee waived on all accounts
2 Other banks may charge a fee for transactions at their locations
3 Santa Cruz County Bank custom checks only
Compare Savings Accounts
Quick Links:
- Personal Banking Home
- Personal Checking Accounts
- Personal Savings Accounts
- Individual Retirement Account (IRA’s)
- Health Savings Checking Accounts
- My County Banking Services
- eStatements
Information on
Business Banking
Member FDIC.
Equal Housing Lender