Business Checking Accounts
BUSINESS CHECKING ACCOUNTS: |
BUSINESS BASIC Checking |
COMMUNITY BUSINESS * Checking |
RELATIONSHIP ANALYSIS Account Analysis |
|---|---|---|---|
| Minimum opening balance | $300 | $300 | $300 |
| Minimum daily balance to avoid monthly maintenance fee | $2,500 | $2,500 | Low monthly maintence fee of $8.00 which can be offset by an earnings credit** |
| Monthly maintenance fee | $9.00 if balance falls below the minimum | $12.00 if balance falls below the minimum |
Analysis Fee Schedule** |
| Maximum # of checks per month with no extra charge | 100 | 75 | Analysis Fee Schedule** |
| Per check charge over maximum | $0.12 per check over allowed maximum | $0.12 per check over allowed maximum |
Analysis Fee Schedule** |
| Deposits per monthly statement cycle | 20 per statement cycle | 15 per statement cycle | Analysis Fee Schedule** |
| Per deposit charge over maximum | $1.00 per deposit over maximum | $1.00 each per deposit over maximum | Analysis Fee Schedule** |
| Interest rate tiers | Not Applicable | Up to $9,999 $10,000 - $24,999 $25,000 - $49,000 $50,000 - $74,000 $75,000 - $99,999 $100,000 + |
Not Applicable |
**This account is only available to sole proprietors or government entities, associations that are incorporated and not for profit and tax exempt, or non-profit organizations that are allowed to earn interest on checking account funds.
**Please contact us for a current copy of the Santa Cruz County Bank Personal and Business Account Fee Schedule which includes the Analysis Account fees.
Quick Links:
- Business Banking Home
- Business Checking Accounts
- Business Savings Accounts
- Fast Track! Remote Deposit Service
- Merchant Credit Card Services
- Self Employed Retirement Plans (SEP)
- Employer Sponsored Retirement Plans
- eStatements
Information on
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